Resources & Videos
Educational tools, mortgage tips, and video content to help you navigate the home buying process with confidence.
Mortgage Tips & Guidance
Know Your Credit Score
Your credit score is one of the most important factors in getting approved for a mortgage. Aim for 620+ for FHA and 740+ for the best conventional rates.
Get Pre-Approved First
A pre-approval letter shows sellers you're serious and gives you a clear budget. Contact Johnathan Barber to start the pre-approval process today.
Understand Your Loan Options
From FHA and VA to USDA and Conventional, each loan type has different requirements and benefits. Johnathan can help you find the right fit.
Down Payment Assistance
Ohio offers several grant programs including ADDI Grant, NSP Grant, and Ohio Bond Loans that can help cover your down payment and closing costs.
NON-QM Loans Available
Self-employed or have non-traditional income? NON-QM loans offer flexible qualification criteria for borrowers who don't fit the standard mold.
Refinancing Options
If you already own a home, refinancing could lower your monthly payment, reduce your interest rate, or let you tap into your home's equity.
Educational Videos
Watch Johnathan Barber's educational content on home buying, mortgage tips, and financial literacy. Stay tuned for more Facebook Live Homebuyer Seminars!
Credit Repair — Step by Step
Step-by-step CREDIT REPAIR! Save your money! Please share! Stay tuned to other FACEBOOK LIVE HOMEBUYER SEMINARS!
Credit Repair II
Part two of Johnathan Barber's credit repair series. More tips and strategies to help you improve your credit and qualify for the home you deserve.
Teamwork Makes the Dream Work
Teamwork makes the dream work! Join Johnathan Barber as he shares how collaboration and the right team can help you achieve homeownership.
The Game Plan
The Game Plan — Johnathan Barber lays out a clear roadmap for prospective homebuyers. Know your strategy before you start the process.